How are insurance claims processed for fleet vehicles?

Processing fleet insurance claims is similar to individual claims but often involves multiple vehicles or drivers.

Steps:

1. Report the incident immediately to the insurer.

2. Provide vehicle information, driver details, and supporting documents like photos or accident reports.

3. The insurer may assess damages through an adjuster or inspection.

4. Payment or repairs are processed based on policy terms.

Example: If two delivery trucks are involved in separate accidents, each claim is handled individually but under the same policy, ensuring smooth processing.